Specialty Insurance Programs
The Agriculture Industry
We are experts in the Agribusiness. The agricultural industry in south Florida has gone through major changes over the last few years, and Atlantic Pacific has been there every step of the way for our clients.
Services we provide include:
- Pollution Exposures from Agricultural Operations.
- Agricultural Bonds - Farm Liability and General Liability.
- Property - Farm Buildings as well as Personal Principal Residence.
- Labor Busses - including Workers Compensation issues related to the busses.
- Auto - including All-Terrain Vehicles off farm premises, traveling between farm locations for farming purposes.
We can provide you Maximum Protection for your Farm or Ranch.
The Construction Industry
We have team members who are surety and insurance experts. We proactively assist contractors, developers, architects, and homebuilders with challenges such as:
- Reviewing and marketing current insurance programs to obtain the most competitive and cost-effective program.
- Developing an efficient risk management program.
- Presenting alternative risk management strategies.
- Providing claims administration.
- Investigating new and unexpected risks that expose potential risks or losses to your business plans.
- Preparing bid, contract, and license bonds.
Offering a wide range of traditional products.
Insurance for Non-Profit Organizations
We are pleased to have some of the Palm Beach's leading not-for-profit organizations as valued clients. We have access to many specialty programs for organizations that are dedicated to helping others.
We have access to insurance programs for:
- Social service agencies - Trade associations - Community associations
- Assisted living homes - Mental Health facilities - Rehabilitation service providers.
- Other not-for-profit organizations.
- General liability - including coverage for meetings, seminars, and conventions.
- Comprehensive property insurance - including property of residents.
- Directors and Officers coverage - including discrimination, wrongful termination, and mismanagement of organization funds.
- Professional liability for standards setting or other professional activities.
- Competitive rates for workers compensation and auto insurance.
- Professional risk management services for property, auto and employee safety.
- Convention cancellation coverage.
International, employment practices liability, accident and health, and other lines.
South Florida has a predominance of condos - as businesses and for private residences. We specialize in both. We can guide Board Directors and Officers through the process of securing the right coverages at prices that make sense. Our team of condo experts can find any gaps in coverages your association may have and just as importantly uncover any unnecessary or duplicate coverages that can sometimes exist if your policy hasn't been thoroughly reviewed in the last few years.
Other Specialized Programs
We also have access to markets for these specialized industries and organizations - Transportation, Manufacturing, Distribution, Technology, and Municipalities.